Q. What are the benefits to me of joining Moneylogic Association?

A. A Moneylogic membership empowers you to make the most of every dollar you spend on goods and services related to most aspects of your daily life. Every day more than 9 million individuals benefit from the services of Moneylogic. From comprehensive discount programs, to financial consulting services, saving and investing tools, online education programs, lifestyle protection products and membership meetings, you can be confident Moneylogic can provide you with the assistance you need to improve and control your financial position.

Q. What is the cost of becoming a Moneylogic Member?

A. You pay a monthly membership fee using either a credit card or monthly bank draft.

Q. Are the discounts insurance?

A. No, the discount benefits are NOT insurance. They are discounts applied at point of service.

Q. Is there a Guarantee that comes with my Membership purchase?

A. Yes. If you are not fully satisfied with your Moneylogic membership, you may ask for a 100% refund of the first month's fee within 30 days.

Q. How will I know who are the providers in my area?

A. Go to the Member Benefits section of the Moneylogic website and click on the appropriate benefit and you will be guided to a provider near you. As a member you can also access this information through the Member Login section.

Q. Will the membership cover my entire family?

All of the benefits available in your Moneylogic Membership apply to all dependent members of your household.

Q. How do I become a Member?

A. Click on the "Join Moneylogic" button on any of the web pages and simply enter the data requested of you. Your membership will be promptly processed and you will receive your fulfillment materials normally within 5-7 business days.

Q. Will this program hurt my credit?

A. No. We do not negotiate with the creditors like hardship programs do such as Credit Counseling or Debt Settlement. Your credit will actually be improved because payments are made on time with consistency and we never pay less than the minimum amount due. Your debt-to-income ratio will also improve which will greatly improve your credit score.

Q. How do you achieve such amazing results?

A. It seems like magic but it is just math. The magic comes from the consistent application of the biweekly / rolldown payment strategy over time. We will assess your specific situation and formulate a strategy. With the same money you’re already spending we restructure your payments to your advantage rather than the lender’s. We create a margin which is used to strategically pay down your principal much quicker and thus achieving the amazing results. It is a combination of strategy with automatic application of the strategies that makes the big difference. By us paying your debt biweekly, you will be paying one extra payment a year on your debts. (Moneylogic will actually manage your debt payments and multiply your future wealth!)

Q. How much does this service cost?

A. There is no out-of-pocket expense for the Accelerated Debt Elimination Plan. Of course, our service does have a cost but the cost is only a fraction of what we can actually save you. A more important question is “how much will it cost me to NOT do this program.” There is a onetime charge of $699.00. Plus, you will receive a $200.00 Sign Up Rebate. Most companies are charging $4,500.00 up to $10,000.00 for their debt elimination alone. As a Moneylogic Member you will also have access to unlimited calls to Financial Counselors, your own personal Money Tracker, your own personal Virtual Shopping Mall, Online Insurance Quotes, ShareBuilder, and even I D Theft , Legal and Tax Services.

Q. What do creditors think about this service?

A. To creditors we are simply a bill pay service. Our service is essentially transparent to them. Every debt will always receive at least the minimum payment due. Credit card companies want to keep you in debt for as long as possible. Their profits come from finance charges and other fees they like to charge you. Our goal is the opposite, to get you out of debt as soon as possible and to help you pay as little interest as possible.

Q. Will this program bring me immediate debt relief and lower my payments?

A. This is not a hardship program. If you are unemployed or short on cash each month (cash negative) and need immediate debt relief you may not be a good candidate for this service but we may be able to help you. Moneylogic offers the best in Debt Management and Debt Settlement Programs also.

Q. Am I required to refinance my mortgage?

A. No, This is not a loan, not a consolidation and it is not magic. It is all about math. It is about the system, the manner, in which we pay your bills for you putting the power of compound interest working for you instead of against you.

Q. Can I include all of my bills?

A. Any and all debts can be included in our Accelerated Debt Elimination Plan. This includes all credit cards, department store cards, gas cards, medical & hospital bills, student loans, mortgage payments, auto loans, tax debts and any payment you have that accumulates interest. Our system will eliminate as much as 15 to 20 years of your debt payments, including your mortgage.

Q. Can I increase payments if my situation changes to get out of debt even sooner?

A. Absolutely, you can always increase the draft amount and there is never a penalty for early repayment. This power Payment would enable you to get out of debt even faster. You can increase you monthly payments or you can apply a single lump sum amount. You will enjoy the flexibility.

Q. Can I decrease my payments if my income situation takes a negative turn?

A. It may be possible. We will consult with you and discuss all possible options. Payments can be delayed or skipped or canceled if necessary. You are always in control.

Q. What if I get a new car or want to make other changes to my debts?

A. We understand that life’s circumstances can change. You simply go into your personal back office and delete what you need to delete and enter the new information and your plan will be updated within minutes.